The Huntington Bank mobile app is rated 3.3 out of 5 stars in the Google Play store and 4.8 out of 5 stars in the Apple store. You can call Huntington customer support or chat live online Monday through Friday, from 7:00 a.m. Your money is FDIC insured for up to $250,000, or $500,000 if you have a joint account. You can open an account online, but you still must be a resident of one of the following states: Huntington Bank is a regional bank with over 1,100 branches and 1,600 ATMs across 11 US states. However, Huntington's rates are relatively low compared to online competitors. Terms range from 1 to 72 months, and you have the potential to earn a higher annual percentage yield (APY) with longer terms. Open Huntington CDs with an initial deposit of at least $1,000. Early withdrawal penalties ranging from 1% to 3% of your principal.However, you will have to pay a $25 monthly service fee (with options to waive) if you either don't have a checking account, or if your balance is under $25,000. You'll earn a higher rate on your money market account if you also have a checking account, and you won't have to pay a monthly fee. Like the Huntington Relationship Savings Account, the Huntington Relationship Money Market Account comes with certain benefits if you also have a Huntington Bank Perks Checking or Huntington Bank Platinum Perks Checking. No interest earned on account balances under $25,000.$25 monthly maintenance fee, or $0 when you have $25,000 or link to a Huntington 5 or 25 Checking Account.
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